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Prepaid Cards: Which Should You Choose? - Consumer Reports
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For more specific and up-to-date information, visit Chime's official website or their help section. With a debit card, you can only spend the amount that is available, which helps prevent you from overspending and helping you stick to a budget. You load funds onto prepaid cards before using them for purchases. A checking account is a bank account where you can deposit and withdraw your money when you want.