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Even if your personal information has been compromised by someone, they will need either the automated phone password or live representative password before they can obtain any banking information. It offers a range of credit cards for a wide spectrum of consumers, including travellers, students, newcomers and business owners. I loved Bank of the West so much that I stayed with them after moving to a place where there are no physical BOW banks. To help you choose from its wide selection, BMO offers a handy tool that lets you compare up to three cards side by side.