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200 west adams street	The interest rates, fees, and loan terms can vary widely for secured loans, depending on the lender. Best Egg. You may find better interest rates at an institution where you already have accounts. If you fail to repay this loan, the pawnshop will keep your item. Car, boat and RV loans require less paperwork, and can often be approved relatively quickly.
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Tyler Culwell of Clarksville, Tenn. Secured vs. Secured loans can have lower rates than unsecured loans because the lender can take your collateral if you fail to repay, which makes it less risky for the lender. Consumer Financial Protection Bureau. Advertiser Disclosure MarketWatch Guides may receive compensation from companies that appear on this page.