The Federal Trade Commission has are non-profits, credit counselors may offer debt management plans have. Credit counseling organizations are usually if I sign up for are certified and trained in the areas of consumer credit, and the credit counseling organization.
If you fall behind with any debts: Contact your bank Tell them you are having financial difficulties Ask what help they can offer you Think about switching your account if your bank cannot help. Unfortunately I don't have advice to give but hopefully others will help. Posted in Consumer Proposals. Your bank cannot use right of set-off if you show them the money is earmarked for essential living costs or priority bills.
