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How Do You Do a Balance Transfer?A balance transfer is when you move an existing debt onto a credit card. In most cases, this involves transferring credit card debt from one. Discover balance transfer credit card offers can help you pay off credit card balances with a low-intro APR balance transfer. Balance transfer cards like the Wells Fargo Reflect� Card and the Citi� Simplicity� Card offer 0% APR periods on transfers, letting you consolidate and pay.
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