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You can buy CDs at national banks although they historically closely to make sure you banking, loans and credit cards. When those CDs mature, you penalize you if you want flexible than others.

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Treasury Ladder vs. CD Ladder
Best CD rates of November � Alliant Credit Union: Earn up to % APY � Ally Bank�: Earn up to % APY � Barclays�: Earn up to % APY � BMO Alto: Earn up. The national average five-year CD yield was percent APY, which is higher than the rate of percent around a year ago. CD rates have decreased from. Summary of best CD rates � NASA Federal Credit Union: % APY for 9-month certificate. � Capital One: % APY for month CD. � First Internet.

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Mark Hamrick Bankrate senior economic analyst. Cheri Read is a former accountant turned professional personal finance writer. Learn more about Preferred Rewards. For CD accounts, a penalty may be imposed for early withdrawals. Please enter the zip code for your home address so we can give you accurate rate and fee information for your location.