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All other information is current as of September 9, Terms but with primarily online customer.

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Bank5 Connect: Best Online Bank for Checking Accounts � Quontic Bank: Best Online Bank for High APYs � Ally Bank: Best Online Bank for Savings. The Ally Spending Account ranks as one of the best free checking accounts thanks to its zero minimum deposit requirements, no monthly fees or overdraft fees. Some online banks offer free checking, no overdraft fees, ATM fee rebates and savings accounts that actually pay interest!

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Keep your banking login extra secure by using fingerprint identification or FaceID to verify your identity and access your free bank account. At Bankrate we strive to help you make smarter financial decisions. Bankrate's editorial team validates this information regularly, typically biweekly. She is a former member of Bankrate's Expert Review Board. There is no minimum Direct Deposit amount required to qualify for the stated interest rate.