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How to Send Money Internationally on BMO !No foreign transaction fees regardless of where you're doing your spending. Please note that you can't transfer balances from other accounts you have with us. All BMO U.S. credit card transactions are in U.S. dollars (USD). 6 There are no foreign transactions fees when BMO U.S. credit cards are used in the U.S. Your bank may or may not use Mastercard currency conversion rates to bill you and may impose additional fees in connection with foreign currency transactions.