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BMO - PotteryBMO's Smart Advantage Checking is the bank's most popular checking account, and for good reason. There's no monthly maintenance fee and no. The Savings Builder Account is best for those who are saving at least $ a month, as you'll earn a bonus interest rate for doing so. The Premium Rate Savings. The BMO Savings Builder Account is designed to help you become a saver by rewarding you for good behaviour. As long as you deposit at least $ a month.