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? How To Open BMO Harris Bank Account (Full Guide)For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity. We may. Here's what you need to open a savings account � Phone number, e-mail address and U.S. residential address � Your date of birth and Social Security Number � U.S. BMO Harris personal checking account with qualifying direct deposits. � $50 cash bonus when you also open a new. Statement Savings account with $1, new.