You can open a money market account either online or in person. A money market account is a type of bank account that pays a better interest rate than what you can earn on the money in your checking account which typically pays no interest or in a regular savings account. A money market account pays interest, just like a savings account.
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Read MoreMMA rates are still high , but projected to go down soon. Often, you must meet conditions to avoid penalties and fees. A money market account with a high yield is similar to a high-yield savings account, except it might offer check-writing privileges. Checkmark Icon Pros. You can do that by depositing cash or checks, or through a wire transfer. Money market interest rate.